Baby Loans

You're pregnant! Having a baby comes with a lot of expenses.

Apply & get matched with personalized loan options from 25 top providers, including LightStream, Lending Club, Upstart, and more.*

Why EggFund:

  • No fee to apply or impact to your credit score for checking your options
  • Quick and simple. Get funded in as little as 24 hrs
  • You are only charged if you are successfully funded. See our Success Fee detailed below.

Loan Features:

  • Minimum FICO score of 600
  • Loans amounts up to $250,000
  • APRs from 6.99% **
  • Use loan funds with any provider, clinic, egg bank, agency, or pharmacy
  • Loan proceeds can be utilized for any aspect of family building, as well as to meet gaps in insurance coverage
  • There is a Success Fee if you are funded based on the approved loan amount:
  • $200 for loans funded up to $14,999
  • $300 for loans funded up to $15,000-$34,999
  • $500 for loans funded $35,000 - $99,999
  • $600 for loans $100,000 and above
*This does not necessarily constitute EggFund’s most recent national lenders, as lenders can be added or removed at any time.

**The APR you will be qualified for is based on your own credit worthiness and lender’s underwriting criteria. Other fees may apply depending on the lender, check your offer.

EggFund is not a direct lender. We match would-be borrowers with lenders in our vetted network for loans to build their families. Loans proceeds are provided by lenders directly to funded borrowers. Pre-approval lender matching powered by Engine by MoneyLion.

Less than 60 seconds to see if you are pre-approved from our top providers.
Get started now.

TrustPilot Reviews

EggFund helped me and my husband to be able to move forward quickly with IVF. There's so much to think about, especially financially, with fertility treatments.EggFund took the overwhelming stress and guesswork out of trying to find the right financing. Before finding out about them, we didn't even know where to start because there are so many loan options, it's difficult to know if you're choosing the right one. The process with EggFund was seamless, and gave us so much peace knowing we could move forward financially. This is an incredible resource and we highly recommend!

— Kimberly Finlay
Eggfund made the loan process extremely easy and stress free! As someone going though fertility treatments, the cost can be scary and EggFund gave my husband and I a worry free experience which was so refreshing. The last thing you want to deal with is the hassle of applying for loans but EggFund was simple. I highly recommend them!

- Jessica
This service is amazing, I found out my insurance did not cover the clinic I was using and I had already started the process. The clinic told me to try this and literally in 2 days 40K was in my bank account. Awesome. Worked out fi us perfectly. Now I can just pay like I’m paying out of pocket and submit my payments to my insurance for reimbursement. Such a great service.Thank you!

- Rory Brendtro