How to pay for it

Download our FREE guide, "How to Pay for IVF + Surrogacy," and learn about financing options, insurance coverage, and creative ways to make treatment affordable.

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Ultimate Guide to IVF and Surrogacy Financing

Discover expert strategies to finance fertility treatments like IVF and surrogacy. Our comprehensive guide covers:

Family-Building Costs: Understand expenses for IVF, egg freezing, surrogacy, and adoption
Financial Preparation: Key steps before, during, and after securing financing to protect your credit
Lender Insights: Learn what lenders evaluate in applications
Loan Approval Tips: Boost your chances of getting funded
Smart Lender Choices: How to choose the best lender for your needs
APR Facts: Clearing misconceptions about 0% APRs
Credit Impact: Effects of multiple credit inquiries
Interest Reduction: Strategies to lower loan interest
Expert Advice: Stress-reducing tips from fertility finance specialists

Parent holding newborn baby's hand – representing IVF and surrogacy financing support

Fertility Resources

April 15, 2026

March 17, 2026

What's the Biggest Mistake People Make With Fertility Financing?

Most fertility financing mistakes aren't about money. They're about timing, emotion, and information. Here's how to avoid the ones that matter most.

Learn more

April 15, 2026

March 10, 2026

Why Does Fertility Care Often Cost More Than Expected?

The price you see at the start of your fertility journey rarely reflects what you'll pay by the end. Here's why — and how to prepare.

Learn more

Close-up of couple holding hands, symbolizing support and partnership in funding the family-building journey with EggFund.

November 6, 2024

Funding Your Family-Building Journey

Building a family can come with high costs, from IVF to adoption. Discover smart ways to fund your family-building journey, from maximizing cash opportunities to exploring borrowing options and provider discounts.

Learn more

Ready to make growing your family more affordable?

Apply now and see if you prequalify with a lender in EggFund’s national network.

Have questions before you begin? Contact us at 877-470-4877. We’re here to help!

Apply Now

Smiling mother cuddling baby, symbolizing affordable family-building with EggFund fertility loans.