My mission in starting EggFund was to help hopeful parents afford to build the families of their dreams. Part of that mission is sharing useful information with you about where family building + financial wellness intersect. I hope you enjoy this latest post!
Fertility benefit coverage has increased significantly inthe last five years. As awareness grows about infertility and the costs of IVF,egg donation, surrogacy, or adoption, more employers are offering fertilitybenefits to help attract and retain talent and promote financial-wellness amongtheir employees.
Companies like Progyny are helping employers add fertility benefits whilehelping them contain their costs, and assisting employees to navigate theirbenefits as well as providing them support through the process.
However, fertility coverage varies among companies,especially in absence of a federal mandate for fertility coverage (kudos toRESOLVE for its tireless advocacy for coverage for all). This might lead tounexpected or unplanned out-of-pocket expenses
If you have the lead time, consider asking your employer to expand their fertility coverage. Organizations like RESOLVE offer a tool kit to prepare employees to present their case for coverage to their HR department. Aside from asking to increase benefits, consider asking your employer for an advance on your annual bonus.
You may need to borrow funds to cover your out-of-pocket expenses. Explore options like:
EggFund provides access to 25 national lendersoffering up to $250,000 for family building. With one application,determine pre-approval in 60 seconds. It's quick, easy, and transparent:know your APR, loan amount, terms, and monthly payments. There's no obligationto proceed and checking offers doesn’t affect your credit score. EggFund’slenders pay you directly, so you can choose any provider without insurancenetwork concerns.
Apply now and see if you prequalify with a lender in EggFund’s national network.
Have questions before you begin? Contact us at 877-470-4877. We’re here to help!