Our Mission

EggFund helps you afford your dream of a family

Our Mission

EggFund is dedicated to helping 1 in 6 Americans struggling with infertility achieve their dream of having a baby. As the first and largest fertility financing platform, we are committed to making fertility treatments more accessible, so you can focus on what’s important—growing your family. Established in New York City and supported by the prestigious Founder Institute startup incubator, EggFund is here to support you on your journey.

Freedom

Access any doctor, clinic, agency, or pharmacy.

Flexibility

Secure loans up to $250,000.

Empowerment

Our network includes 25 national lenders providing more chances and choices for you.

EggFund at a Glance...

Leading National brand, $81M in financing requests last year

Vetted network of 25 national lenders are matched to your application

Finance every aspect of family-building up to $250K

Enjoy more options + more chances to get financing (minimum 600 credit score)

Direct funding from our lenders, in as little as 24 hours

Caring personal support to help you through the application process

Meet Carmela Rea

Founder & CEO

Carmela has firsthand experience with the challenges of infertility, which is often unpredictable and costly, with no set budget, schedule, or guarantees. Many find themselves spending far more than anticipated. Understanding these barriers, Carmela aims to make family building accessible for everyone.

Before starting EggFund, Carmela was the president of a global media company. She left her role to pursue this mission. Currently, she resides in Connecticut with her daughter, Elisabeth, and her husband, Geoff.

Frequently Asked Questions

How does EggFund work?

Submit your application online with EggFund, and it will be matched to our network of lenders without impacting your credit score. If matched, pre-approved offers will appear on your screen and be emailed to you (check your Junk folder).Offers include your APR, loan term, pre-approved amount, and estimated monthly payment. You are under no obligation to proceed. If interested, click the offer to visit the lender’s site and complete your application. The lender will request additional information and permission for a full credit check. If approved, funds may be wired to your bank within 24 hours. Use the funds to pay your chosen provider directly, as funds are provided to you, not the provider, unlike other fertility lenders.

Is EggFund a direct lender?

EggFund is not a direct lender. EggFund connects you with a network of lenders, offering guidance throughout the loan application process. Contact us at 877-470-4877 or info@myeggfund.com.

Is there a fee to apply with EggFund?

Applying with EggFund is free of charge, with no hidden fees.

Is there a prepayment penalty?

You can prepay your loan early with no penalty.

My credit is not great, can I have a co-applicant?

If your credit isn't strong, a co-applicant can strengthen your application. This can be a spouse, partner, relative, or friend who shares financial responsibility.

Are there any other fees with EggFund?

Success Fee is now tiered. Remove $300, replace with either a range “$200-$600 depending on your funded loan amount. See here for more details” hyperlink to Fertility Loans?

Apply Now

Ready to make growing your family more affordable?

Apply now and see if you prequalify with a lender in EggFund’s national network.

Have questions before you begin? Contact us at 877-470-4877. We’re here to help!

Apply Now